/* Страховка 23 core 1.1.0: восстановленная дизайн-система после удаления КОМБАЙНа */
:root,body{
  --c-primary:#082D5B;
  --c-primary-hover:#051d3a;
  --c-primary-active:#030f1e;
  --c-primary-soft:#dce0e3;
  --c-primary-line:#a1aebd;
  --c-on-primary:#ffffff;
  --c-accent:#FF641A;
  --c-accent-hover:#f04e00;
  --c-accent-active:#d24400;
  --c-accent-soft:#ffebde;
  --c-accent-line:#ffc0a0;
  --c-on-accent:#111111;
  --c-surface:#FFFDF9;
  --c-surface-2:#f5f4f1;
  --c-surface-3:#ececea;
  --c-border:#dedfdf;
  --c-border-strong:#bcc0c4;
  --c-text:#10243D;
  --c-text-muted:#6b7684;
  --c-text-faint:#9ba2aa;
  --c-inverse:#031123;
  --c-inverse-2:#010307;
  --c-on-inverse:#ffffff;
  --c-success:#12854a;
  --c-success-soft:#e3efe4;
  --c-danger:#c22f2f;
  --c-danger-soft:#f8e4e1;
  --c-warning:#b4700a;
  --c-warning-soft:#f6ecdc;
  --radius:24px;
  --radius-sm:11px;
  --radius-lg:36px;
  --radius-pill:999px;
  --content:1180px;
  --font:Inter,Arial,sans-serif;
  --font-heading:Inter,Arial,sans-serif;
  --shadow:0 18px 44px rgba(16,36,61,.12);
  --shadow-sm:0 6px 18px rgba(16,36,61,.08);
  --g-brand:linear-gradient(135deg,#FF641A 0%,#082D5B 100%);
  --g-brand-soft:linear-gradient(135deg,#ffe6d8 0%,#dadee1 100%);
  --g-hero:linear-gradient(160deg,#FFFDF9 0%,#e6e8e9 100%);
  --g-dark:linear-gradient(135deg,#031123 0%,#000000 100%);
  --g-line:linear-gradient(90deg,#FF641A,#082D5B);
  --g-overlay:linear-gradient(180deg,rgba(0,0,0,0) 0%,rgba(0,0,0,.55) 100%);
  --ssf-primary:var(--c-primary);
  --ssf-accent:var(--c-accent);
  --ssf-bg:var(--c-surface);
  --ssf-text:var(--c-text);
  --ssf-radius:var(--radius);
  --ssf-content:var(--content);
  --ssf-font:var(--font);
}

/* Исходный глобальный CSS проекта, последняя установленная версия */
body.ssf-site-active.ssf-package-strahovka23-base .ap-strahovka23-base,
body.ssf-site-active.ssf-package-strahovka23-base .ap-strahovka23-base * {
  box-sizing: border-box;
}

.ap-strahovka23-base {
  font-family: var(--font);
  color: var(--c-text);
}

.ap-strahovka23-base .s23-shell {
  width: min(calc(100% - 48px), var(--content));
  margin-inline: auto;
}

/* ===== Общие кнопки ===== */

.ap-strahovka23-base .s23-btn {
  appearance: none;
  border: 0;
  min-height: 60px;
  padding: 0 32px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  border-radius: var(--radius-sm);
  background: var(--c-accent);
  color: var(--c-on-accent);
  box-shadow: var(--shadow-sm);
  font: 800 18px/1 var(--font);
  text-decoration: none;
  cursor: pointer;
  transition: transform .2s ease, background .2s ease, box-shadow .2s ease;
}

.ap-strahovka23-base .s23-btn:hover {
  transform: translateY(-2px);
  background: var(--c-accent-hover);
  box-shadow: var(--shadow);
}

.ap-strahovka23-base .s23-btn--compact {
  min-height: 54px;
  padding-inline: 28px;
  font-size: 16px;
}

/* ===== UAE Header ===== */

.ap-s23-header {
  position: relative;
  z-index: 20;
  background: var(--c-surface);
  border-bottom: 1px solid var(--c-border);
  box-shadow: var(--shadow-sm);
}

.ap-s23-header .s23-header-row {
  min-height: 84px;
  display: flex;
  align-items: center;
  gap: 24px;
}

.ap-s23-header .s23-brand {
  display: inline-flex;
  align-items: center;
  flex: 0 0 auto;
}

.ap-s23-header .s23-brand img {
  width: clamp(190px, 14vw, 260px);
  height: auto;
  display: block;
}

.ap-s23-header .s23-menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 10px;
  border: 0;
  border-radius: var(--radius-sm);
  background: var(--c-primary);
  color: var(--c-on-primary);
  cursor: pointer;
}

.ap-s23-header .s23-menu-toggle span {
  display: block;
  height: 2px;
  margin: 4px 0;
  border-radius: var(--radius-pill);
  background: currentColor;
}

.ap-s23-header .s23-nav {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 20px;
}

.ap-s23-header .s23-nav-main,
.ap-s23-header .s23-nav-main ul,
.ap-s23-header .s23-nav-extra {
  display: flex;
  align-items: center;
  gap: 20px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.ap-s23-header .s23-nav a {
  position: relative;
  color: var(--c-primary);
  text-decoration: none;
  font-size: 14px;
  font-weight: 750;
  white-space: nowrap;
}

.ap-s23-header .s23-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 100%;
  bottom: -7px;
  height: 2px;
  border-radius: var(--radius-pill);
  background: var(--c-accent);
  transition: right .2s ease;
}

.ap-s23-header .s23-nav a:hover::after {
  right: 0;
}

.ap-s23-header .s23-header-tools {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-left: 6px;
}

.ap-s23-header .s23-messengers,
.ap-s23-header .s23-nav-mobile-contacts {
  display: flex;
  align-items: center;
  gap: 8px;
}

.ap-s23-header .s23-nav-mobile-contacts {
  display: none;
}

.ap-s23-header .s23-messenger {
  width: 38px;
  height: 38px;
  display: inline-grid;
  place-items: center;
  border-radius: var(--radius-pill);
  color: var(--c-on-primary);
  background: var(--c-primary);
  text-decoration: none;
  box-shadow: var(--shadow-sm);
  transition: transform .2s ease, background .2s ease;
}

.ap-s23-header .s23-messenger:hover {
  transform: translateY(-2px);
  background: var(--c-primary-hover);
}

.ap-s23-header .s23-messenger--whatsapp {
  color: var(--c-on-primary);
  background: var(--c-success);
}

.ap-s23-header .s23-messenger--whatsapp:hover {
  background: var(--c-success);
}

.ap-s23-header .s23-messenger--max {
  color: var(--c-on-primary);
  background: var(--g-brand);
}

.ap-s23-header .s23-messenger--max:hover {
  background: var(--g-brand);
}

.ap-s23-header .s23-messenger svg {
  width: 21px;
  height: 21px;
  fill: currentColor;
}

.ap-s23-header .s23-max-mark {
  width: 23px;
  height: 23px;
  display: block;
}

.ap-s23-header .s23-header-phone {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--c-primary);
  text-decoration: none;
  white-space: nowrap;
}

.ap-s23-header .s23-header-phone-icon {
  width: 34px;
  height: 34px;
  display: inline-grid;
  place-items: center;
  border-radius: var(--radius-pill);
  color: var(--c-accent);
  background: var(--c-accent-soft);
  font-size: 16px;
}

.ap-s23-header .s23-header-phone > span:last-child {
  display: grid;
  gap: 2px;
}

.ap-s23-header .s23-header-phone strong {
  color: var(--c-primary);
  font-size: 16px;
  line-height: 1.1;
  font-weight: 850;
}

.ap-s23-header .s23-header-phone small {
  color: var(--c-text-muted);
  font-size: 12px;
}

/* ===== Hero, утверждённая светлая композиция ===== */

.ap-s23-hero {
  position: relative;
  overflow: hidden;
  min-height: 600px;
  background: var(--c-surface);
}

.ap-s23-hero::before {
  content: none;
}

.ap-s23-hero .s23-hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.ap-s23-hero .s23-hero-bg img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
  object-position: center right;
}

.ap-s23-hero .s23-hero-inner {
  position: relative;
  z-index: 2;
  min-height: 600px;
  display: flex;
  align-items: center;
  padding-block: 20px;
}

.ap-s23-hero .s23-hero-copy {
  width: min(100%, 720px);
  padding-block: 6px;
}

.ap-s23-hero .s23-location {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
  color: var(--c-text-muted);
  font-size: 18px;
  font-weight: 750;
}

.ap-s23-hero .s23-location-mark {
  width: 15px;
  height: 15px;
  border: 4px solid var(--c-accent);
  border-radius: var(--radius-pill) var(--radius-pill) var(--radius-pill) 0;
  transform: rotate(-45deg);
}

.ap-s23-hero h1 {
  margin: 0;
  font-family: var(--font-heading);
  font-size: clamp(58px, 5vw, 92px);
  line-height: .96;
  letter-spacing: -.055em;
  font-weight: 900;
}

.ap-s23-hero h1 span {
  display: block;
}

.ap-s23-hero .s23-primary-line {
  color: var(--c-primary);
}

.ap-s23-hero .s23-accent-line {
  color: var(--c-accent);
}

.ap-s23-hero .s23-lead {
  max-width: 620px;
  margin: 18px 0 0;
  color: var(--c-text);
  font-size: clamp(21px, 1.7vw, 26px);
  line-height: 1.24;
  font-weight: 800;
  text-wrap: balance;
}

.ap-s23-hero .s23-service-cards {
  max-width: 760px;
  margin-top: 18px;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
}

.ap-s23-hero .s23-service-card {
  min-height: 88px;
  padding: 16px 14px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 8px;
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  background: var(--c-surface);
  box-shadow: var(--shadow-sm);
}

.ap-s23-hero .s23-service-card strong {
  display: block;
  color: var(--c-primary);
  font-size: 17px;
  line-height: 1.02;
  font-weight: 850;
}

.ap-s23-hero .s23-service-card small {
  display: block;
  color: var(--c-text-muted);
  font-size: 12px;
  line-height: 1.32;
  font-weight: 600;
}

.ap-s23-hero .s23-hero-actions {
  margin-top: 18px;
  display: flex;
  align-items: center;
  gap: 22px;
  flex-wrap: wrap;
}

.ap-s23-hero .s23-text-link {
  color: var(--c-primary);
  font-size: 16px;
  font-weight: 800;
  text-decoration: none;
  border-bottom: 1px solid var(--c-primary-line);
  padding-bottom: 3px;
}

.ap-s23-hero .s23-quick-benefits {
  margin-top: 12px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  color: var(--c-primary);
  font-size: 15px;
  font-weight: 700;
}

.ap-s23-hero .s23-quick-benefits span {
  position: relative;
  padding-left: 20px;
}

.ap-s23-hero .s23-quick-benefits span::before {
  content: "•";
  position: absolute;
  left: 4px;
  top: 50%;
  transform: translateY(-54%);
  color: var(--c-accent);
  font-size: 24px;
  line-height: 1;
}

body.admin-bar .ap-s23-hero,
body.admin-bar .ap-s23-hero .s23-hero-inner {
  min-height: calc(100svh - 116px);
}

/* ===== UAE Footer ===== */

.ap-s23-footer {
  padding: 64px 0 22px;
  background: var(--g-dark);
  color: var(--c-on-inverse);
}

.ap-s23-footer .s23-footer-grid {
  display: grid;
  grid-template-columns: 1.35fr .8fr 1fr 1fr;
  gap: 48px;
  align-items: start;
}

.ap-s23-footer .s23-footer-logo {
  display: inline-block;
  width: min(260px, 100%);
  padding: 10px 14px;
  border-radius: var(--radius);
  background: var(--c-surface);
}

.ap-s23-footer .s23-footer-logo img {
  display: block;
  width: 100%;
  height: auto;
}

.ap-s23-footer .s23-footer-brand p {
  max-width: 42ch;
  margin: 20px 0 0;
  color: var(--c-on-inverse);
  font-size: 14px;
  line-height: 1.7;
}

.ap-s23-footer .s23-footer-col {
  display: grid;
  gap: 10px;
}

.ap-s23-footer .s23-footer-col strong {
  color: var(--c-on-inverse);
  font-size: 16px;
}

.ap-s23-footer .s23-footer-col a,
.ap-s23-footer .s23-footer-col span {
  color: var(--c-on-inverse);
  text-decoration: none;
  font-size: 14px;
  line-height: 1.5;
}

.ap-s23-footer .s23-footer-messengers {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.ap-s23-footer .s23-footer-chip {
  padding: 7px 10px;
  border: 1px solid var(--c-border-strong);
  border-radius: var(--radius-pill);
}

.ap-s23-footer .s23-footer-bottom {
  margin-top: 42px;
  padding-top: 18px;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  border-top: 1px solid var(--c-border-strong);
  color: var(--c-on-inverse);
  font-size: 12px;
  line-height: 1.5;
}

/* ===== Responsive ===== */

@media (max-width: 1320px) {
  .ap-strahovka23-base .s23-shell {
    width: min(calc(100% - 40px), var(--content));
  }

  .ap-s23-hero .s23-hero-bg {
    inset: 0 0 0 34%;
  }

  .ap-s23-hero .s23-hero-copy {
    width: min(100%, 660px);
  }
}

@media (max-width: 1180px) {
  .ap-s23-header .s23-nav,
  .ap-s23-header .s23-nav-main,
  .ap-s23-header .s23-nav-main ul,
  .ap-s23-header .s23-nav-extra {
    gap: 14px;
  }

  .ap-s23-header .s23-messengers {
    display: none;
  }

  .ap-s23-header .s23-header-tools {
    gap: 12px;
  }
}

@media (max-width: 1120px) {
  .ap-s23-hero,
  .ap-s23-hero .s23-hero-inner {
    min-height: 590px;
  }

  .ap-s23-hero .s23-hero-bg {
    inset: 0 0 0 38%;
  }

  .ap-s23-hero h1 {
    font-size: clamp(52px, 7vw, 78px);
  }

  .ap-s23-hero .s23-service-cards {
    max-width: 520px;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 900px) {
  .ap-s23-header .s23-header-row {
    min-height: 74px;
  }

  .ap-s23-header .s23-brand img {
    width: 170px;
  }

  .ap-s23-header .s23-menu-toggle {
    display: block;
    order: 3;
    margin-left: 2px;
  }

  .ap-s23-header .ssf-nav {
    position: fixed;
    left: 16px;
    right: 16px;
    top: 86px;
    display: none;
    padding: 22px;
    border: 1px solid var(--c-border);
    border-radius: var(--radius-lg);
    background: var(--c-surface);
    box-shadow: var(--shadow);
  }

  .ap-s23-header .ssf-nav.is-open {
    display: grid;
    gap: 18px;
  }

  .ap-s23-header .s23-nav-main,
  .ap-s23-header .s23-nav-main ul,
  .ap-s23-header .s23-nav-extra {
    display: grid;
    gap: 14px;
  }

  .ap-s23-header .s23-nav a {
    font-size: 16px;
  }

  .ap-s23-header .s23-nav a::after {
    display: none;
  }

  .ap-s23-header .s23-nav-mobile-contacts {
    display: flex;
    padding-top: 16px;
    border-top: 1px solid var(--c-border);
  }

  .ap-s23-header .s23-header-phone > span:last-child {
    display: none;
  }

  .ap-s23-header .s23-header-phone-icon {
    width: 42px;
    height: 42px;
  }

  .ap-s23-hero {
    min-height: auto;
  }

  .ap-s23-hero::before {
    background: var(--g-overlay);
  }

  .ap-s23-hero .s23-hero-bg {
    inset: 0;
  }

  
  .ap-s23-hero .s23-hero-inner {
    min-height: auto;
    padding-block: 26px 30px;
    align-items: flex-start;
  }

  .ap-s23-hero .s23-hero-copy {
    width: 100%;
  }

  .ap-s23-hero .s23-service-cards {
    max-width: 100%;
  }

  body.admin-bar .ap-s23-hero,
  body.admin-bar .ap-s23-hero .s23-hero-inner {
    min-height: auto;
  }

  .ap-s23-footer .s23-footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 36px;
  }
}

@media (max-width: 640px) {
  .ap-strahovka23-base .s23-shell {
    width: min(calc(100% - 24px), var(--content));
  }

  .ap-s23-header .s23-header-row {
    gap: 9px;
    min-height: 72px;
  }

  .ap-s23-header .s23-brand img {
    width: 148px;
  }

  .ap-s23-header .s23-header-tools {
    margin-left: auto;
    gap: 8px;
  }

  .ap-s23-header .s23-header-phone {
    display: none;
  }

  .ap-s23-header .s23-btn--compact {
    min-height: 44px;
    padding-inline: 14px;
    font-size: 13px;
  }

  .ap-s23-header .s23-menu-toggle {
    width: 42px;
    height: 42px;
  }

  .ap-s23-header .ssf-nav {
    top: 78px;
    left: 12px;
    right: 12px;
  }

  .ap-s23-hero .s23-hero-inner {
    padding-block: 22px 28px;
  }

  .ap-s23-hero .s23-location {
    margin-bottom: 12px;
    font-size: 15px;
  }

  .ap-s23-hero h1 {
    font-size: clamp(40px, 12vw, 58px);
  }

  .ap-s23-hero .s23-lead {
    margin-top: 14px;
    font-size: 18px;
  }

  .ap-s23-hero .s23-service-cards {
    margin-top: 16px;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
  }

  .ap-s23-hero .s23-service-card {
    min-height: 84px;
    padding: 12px;
    border-radius: var(--radius-sm);
  }

  .ap-s23-hero .s23-service-card strong {
    font-size: 15px;
  }

  .ap-s23-hero .s23-service-card small {
    font-size: 11px;
  }

  .ap-s23-hero .s23-hero-actions {
    margin-top: 18px;
    gap: 14px;
    align-items: stretch;
  }

  .ap-strahovka23-base .s23-btn {
    width: 100%;
    min-height: 56px;
  }

  .ap-s23-hero .s23-text-link {
    margin-inline: auto;
  }

  .ap-s23-hero .s23-quick-benefits {
    margin-top: 12px;
    gap: 10px 18px;
    font-size: 14px;
  }

  .ap-s23-hero .s23-quick-benefits span {
    padding-left: 18px;
  }

  .ap-s23-hero .s23-quick-benefits span::before {
    left: 2px;
  }

  .ap-s23-footer {
    padding-top: 48px;
  }

  .ap-s23-footer .s23-footer-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .ap-s23-footer .s23-footer-bottom {
    margin-top: 30px;
    display: grid;
  }
}

@media (prefers-reduced-motion: reduce) {
  .ap-strahovka23-base *,
  .ap-strahovka23-base *::before,
  .ap-strahovka23-base *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
}


/* ===== site_chrome 0.2.4 visual fixes ===== */

/* Header brand icons keep real brand colours */
.ap-s23-header .s23-messenger {
  width: 42px;
  height: 42px;
  padding: 0;
  display: inline-grid;
  place-items: center;
  border: 0;
  border-radius: 0;
  background: none;
  box-shadow: none;
}

.ap-s23-header .s23-messenger svg,
.ap-s23-header .s23-messenger img {
  width: 42px;
  height: 42px;
  display: block;
}

.ap-s23-header .s23-messenger img {
  border-radius: 14px;
}

.ap-s23-header .s23-messenger:hover {
  transform: translateY(-2px);
}

.ap-s23-header .s23-header-tools {
  gap: 14px;
}

.ap-s23-header .s23-nav {
  gap: 18px;
}

/* Hero readability */
.ap-s23-hero .s23-hero-copy {
  width: min(100%, 760px);
}

.ap-s23-hero .s23-hero-actions {
  max-width: 700px;
}

.ap-s23-hero .s23-text-link {
  min-height: 56px;
  padding: 0 18px;
  display: inline-flex;
  align-items: center;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-pill);
  background: var(--c-surface);
  box-shadow: var(--shadow-sm);
}

.ap-s23-hero .s23-quick-benefits {
  max-width: 920px;
  gap: 10px 14px;
}

.ap-s23-hero .s23-quick-benefits span {
  min-height: 42px;
  display: inline-flex;
  align-items: center;
  padding: 8px 14px 8px 24px;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-pill);
  background: var(--c-surface);
  box-shadow: var(--shadow-sm);
  color: var(--c-primary);
}

/* Footer redesign */
.ap-s23-footer {
  padding: 70px 0 24px;
}

.ap-s23-footer .s23-footer-grid {
  grid-template-columns: 1.1fr .85fr 1fr .95fr;
  gap: 22px;
}

.ap-s23-footer .s23-footer-panel {
  min-height: 100%;
  padding: 24px 22px;
  border: 1px solid var(--c-border-strong);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

.ap-s23-footer .s23-footer-logo {
  width: min(290px, 100%);
  padding: 12px 16px;
}

.ap-s23-footer .s23-footer-col {
  gap: 14px;
}

.ap-s23-footer .s23-contact-link {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--c-on-inverse);
  line-height: 1.45;
}

.ap-s23-footer .s23-contact-link--static {
  color: var(--c-on-inverse);
}

.ap-s23-footer .s23-contact-ico {
  width: 34px;
  height: 34px;
  flex: 0 0 34px;
  display: inline-grid;
  place-items: center;
  border: 1px solid var(--c-border-strong);
  border-radius: var(--radius-pill);
  font-size: 15px;
}

.ap-s23-footer .s23-footer-socials {
  display: grid;
  gap: 10px;
}

.ap-s23-footer .s23-social-card {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  border: 1px solid var(--c-border-strong);
  border-radius: var(--radius);
  color: var(--c-on-inverse);
  text-decoration: none;
  transition: transform .2s ease, box-shadow .2s ease;
}

.ap-s23-footer .s23-social-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.ap-s23-footer .s23-social-card span:last-child {
  font-weight: 700;
}

.ap-s23-footer .s23-social-icon {
  width: 42px;
  height: 42px;
  flex: 0 0 42px;
  display: inline-grid;
  place-items: center;
}

.ap-s23-footer .s23-social-icon svg,
.ap-s23-footer .s23-social-icon img {
  width: 42px;
  height: 42px;
  display: block;
}

.ap-s23-footer .s23-social-icon img {
  border-radius: 14px;
}

.ap-s23-footer .s23-footer-agent span {
  display: block;
}

.ap-s23-footer .s23-footer-bottom {
  margin-top: 28px;
}

@media (max-width: 1180px) {
  .ap-s23-footer .s23-footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 900px) {
  .ap-s23-hero .s23-text-link {
    min-height: 50px;
  }

  .ap-s23-footer .s23-footer-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .ap-s23-header .s23-header-tools {
    gap: 8px;
  }

  .ap-s23-header .s23-messenger svg,
  .ap-s23-header .s23-messenger img {
    width: 38px;
    height: 38px;
  }

  .ap-s23-hero .s23-service-cards {
    gap: 10px;
  }

  .ap-s23-hero .s23-quick-benefits {
    gap: 8px;
  }

  .ap-s23-hero .s23-quick-benefits span {
    min-height: 38px;
    font-size: 13px;
  }

  .ap-s23-footer .s23-footer-panel {
    padding: 20px 18px;
  }

  .ap-s23-footer .s23-social-card {
    padding: 9px 10px;
  }
}


/* ===== home_build 0.3.0 ===== */

.ap-s23-services,
.ap-s23-advantages,
.ap-s23-process {
  padding: 104px 0;
}

.ap-s23-services {
  background: var(--c-surface);
}

.ap-s23-advantages {
  background: var(--c-surface-2);
}

.ap-s23-process {
  background: var(--c-surface);
}

.ap-strahovka23-base .s23-section-head {
  max-width: 760px;
  margin-bottom: 48px;
}

.ap-strahovka23-base .s23-section-head--center {
  margin-inline: auto;
  text-align: center;
}

.ap-strahovka23-base .s23-kicker {
  display: inline-block;
  margin-bottom: 12px;
  color: var(--c-accent);
  font-size: 14px;
  line-height: 1.2;
  font-weight: 850;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.ap-strahovka23-base .s23-section-head h2,
.ap-s23-advantages .s23-advantages-copy h2 {
  margin: 0;
  color: var(--c-primary);
  font-family: var(--font-heading);
  font-size: clamp(36px, 4vw, 60px);
  line-height: 1.04;
  letter-spacing: -.035em;
  font-weight: 900;
}

.ap-strahovka23-base .s23-section-head p,
.ap-s23-advantages .s23-advantages-copy > p {
  max-width: 62ch;
  margin: 20px 0 0;
  color: var(--c-text-muted);
  font-size: 18px;
  line-height: 1.7;
}

.ap-s23-services .s23-services-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.ap-s23-services .s23-service-full {
  min-height: 300px;
  padding: 28px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-lg);
  background: var(--c-surface-2);
  box-shadow: var(--shadow-sm);
  transition: transform .2s ease, box-shadow .2s ease;
}

.ap-s23-services .s23-service-full:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.ap-s23-services .s23-service-icon {
  width: 56px;
  height: 56px;
  margin-bottom: 28px;
  display: grid;
  place-items: center;
  border-radius: var(--radius);
  background: var(--c-primary-soft);
  color: var(--c-primary);
}

.ap-s23-services .s23-service-icon svg {
  width: 34px;
  height: 34px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ap-s23-services .s23-service-full h3 {
  margin: 0;
  color: var(--c-primary);
  font-size: 24px;
  line-height: 1.15;
  font-weight: 850;
}

.ap-s23-services .s23-service-full p {
  margin: 12px 0 24px;
  color: var(--c-text-muted);
  font-size: 16px;
  line-height: 1.62;
}

.ap-s23-services .s23-service-full button {
  margin-top: auto;
  padding: 0;
  border: 0;
  background: none;
  color: var(--c-primary);
  font: 800 15px/1.3 var(--font);
  cursor: pointer;
}

.ap-s23-services .s23-service-full button span {
  color: var(--c-accent);
  margin-left: 8px;
}

.ap-s23-services .s23-service-full--wide {
  min-height: auto;
  grid-column: span 4;
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  align-items: center;
  gap: 24px;
}

.ap-s23-services .s23-service-full--wide .s23-service-icon {
  margin: 0;
}

.ap-s23-services .s23-service-full--wide p {
  margin-bottom: 0;
}

.ap-s23-services .s23-service-full--wide button {
  margin: 0;
  padding: 14px 18px;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-pill);
  background: var(--c-surface);
}

.ap-s23-advantages .s23-advantages-wrap {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 80px;
  align-items: center;
}

.ap-s23-advantages .s23-advantages-copy .s23-btn {
  margin-top: 30px;
}

.ap-s23-advantages .s23-advantages-list {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.ap-s23-advantages .s23-advantage-item {
  min-height: 190px;
  padding: 28px;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-lg);
  background: var(--c-surface);
  box-shadow: var(--shadow-sm);
}

.ap-s23-advantages .s23-advantage-item::before {
  content: "✓";
  width: 38px;
  height: 38px;
  margin-bottom: 20px;
  display: grid;
  place-items: center;
  border-radius: var(--radius-pill);
  background: var(--c-accent-soft);
  color: var(--c-accent);
  font-weight: 900;
}

.ap-s23-advantages .s23-advantage-item strong {
  display: block;
  color: var(--c-primary);
  font-size: 18px;
  line-height: 1.25;
}

.ap-s23-advantages .s23-advantage-item span {
  display: block;
  margin-top: 9px;
  color: var(--c-text-muted);
  font-size: 15px;
  line-height: 1.6;
}

.ap-s23-process .s23-process-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 12px;
}

.ap-s23-process .s23-process-step {
  min-height: 230px;
  padding: 24px 20px;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-lg);
  background: var(--c-surface-2);
}

.ap-s23-process .s23-process-step > span {
  color: var(--c-accent);
  font-size: 32px;
  line-height: 1;
  font-weight: 900;
}

.ap-s23-process .s23-process-step strong {
  display: block;
  margin-top: 32px;
  color: var(--c-primary);
  font-size: 18px;
  line-height: 1.25;
}

.ap-s23-process .s23-process-step p {
  margin: 10px 0 0;
  color: var(--c-text-muted);
  font-size: 14px;
  line-height: 1.6;
}

.ap-s23-process .s23-process-cta {
  margin-top: 24px;
  padding: 26px 30px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  border-radius: var(--radius-lg);
  background: var(--g-dark);
  color: var(--c-on-inverse);
}

.ap-s23-process .s23-process-cta > div {
  display: grid;
  gap: 6px;
}

.ap-s23-process .s23-process-cta strong {
  font-size: 22px;
}

.ap-s23-process .s23-process-cta span {
  font-size: 15px;
  line-height: 1.5;
}

@media (max-width: 1120px) {
  .ap-s23-services .s23-services-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ap-s23-services .s23-service-full--wide {
    grid-column: span 2;
  }

  .ap-s23-advantages .s23-advantages-wrap {
    gap: 48px;
  }

  .ap-s23-process .s23-process-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 820px) {
  .ap-s23-services,
  .ap-s23-advantages,
  .ap-s23-process {
    padding: 72px 0;
  }

  .ap-s23-advantages .s23-advantages-wrap {
    grid-template-columns: 1fr;
  }

  .ap-s23-process .s23-process-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ap-s23-process .s23-process-cta {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 600px) {
  .ap-s23-services,
  .ap-s23-advantages,
  .ap-s23-process {
    padding: 56px 0;
  }

  .ap-strahovka23-base .s23-section-head {
    margin-bottom: 32px;
  }

  .ap-strahovka23-base .s23-section-head--center {
    text-align: left;
  }

  .ap-s23-services .s23-services-grid,
  .ap-s23-advantages .s23-advantages-list,
  .ap-s23-process .s23-process-grid {
    grid-template-columns: 1fr;
  }

  .ap-s23-services .s23-service-full,
  .ap-s23-advantages .s23-advantage-item,
  .ap-s23-process .s23-process-step {
    min-height: auto;
  }

  .ap-s23-services .s23-service-full--wide {
    grid-column: span 1;
    display: flex;
  }

  .ap-s23-services .s23-service-full--wide .s23-service-icon {
    margin-bottom: 20px;
  }

  .ap-s23-services .s23-service-full--wide button {
    margin-top: 8px;
  }
}


/* ===== home_build 0.3.1: visual service cards + semantic advantage icons ===== */

.ap-s23-services .s23-service-full {
  padding: 0;
  overflow: hidden;
}

.ap-s23-services .s23-service-photo {
  width: 100%;
  aspect-ratio: 3 / 2;
  display: block;
  object-fit: cover;
  border-bottom: 1px solid var(--c-border);
}

.ap-s23-services .s23-service-body {
  flex: 1;
  width: 100%;
  padding: 24px 24px 26px;
  display: flex;
  flex-direction: column;
}

.ap-s23-services .s23-service-body p {
  flex: 1;
}

.ap-s23-services .s23-service-full--wide {
  padding: 24px 28px;
  overflow: visible;
}

.ap-s23-services .s23-bpla-visual {
  width: 180px;
  min-width: 180px;
  height: 120px;
  display: grid;
  place-items: center;
  border-radius: var(--radius-lg);
  background: var(--c-primary-soft);
  color: var(--c-primary);
}

.ap-s23-services .s23-bpla-visual svg {
  width: 160px;
  height: 106px;
  fill: none;
  stroke: currentColor;
  stroke-width: 4;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ap-s23-services .s23-bpla-visual svg path:last-child {
  stroke: var(--c-accent);
  stroke-width: 6;
}

.ap-s23-advantages .s23-advantage-item::before {
  content: none;
}

.ap-s23-advantages .s23-advantage-icon {
  width: 56px;
  height: 56px;
  margin-bottom: 22px;
  display: grid;
  place-items: center;
  border-radius: var(--radius);
  background: var(--c-accent-soft);
  color: var(--c-accent);
}

.ap-s23-advantages .s23-advantage-icon svg {
  width: 34px;
  height: 34px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ap-s23-advantages .s23-advantage-item:nth-child(2) .s23-advantage-icon,
.ap-s23-advantages .s23-advantage-item:nth-child(4) .s23-advantage-icon {
  background: var(--c-primary-soft);
  color: var(--c-primary);
}

@media (max-width: 600px) {
  .ap-s23-services .s23-service-body {
    padding: 20px;
  }

  .ap-s23-services .s23-service-full--wide {
    padding: 20px;
  }

  .ap-s23-services .s23-bpla-visual {
    width: 100%;
    min-width: 0;
  }
}


/* ===== home_build 0.3.3: photoreal service cards + stronger benefit icons ===== */

.ap-s23-services .s23-service-photo {
  width: 100%;
  aspect-ratio: 3 / 2;
  display: block;
  object-fit: cover;
  object-position: center;
  border-bottom: 1px solid var(--c-border);
  transition: transform .28s ease;
}

.ap-s23-services .s23-service-full:hover .s23-service-photo {
  transform: scale(1.03);
}

.ap-s23-services .s23-service-photo--osago {
  object-position: center 52%;
}

.ap-s23-services .s23-service-photo--kasko {
  object-position: center 54%;
}

.ap-s23-services .s23-service-photo--mortgage {
  object-position: center 50%;
}

.ap-s23-services .s23-service-photo--property {
  object-position: center 42%;
}

.ap-s23-services .s23-service-body {
  min-height: 270px;
}

.ap-s23-advantages .s23-advantage-item {
  min-height: 220px;
  padding: 30px;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
}

.ap-s23-advantages .s23-advantage-icon {
  width: 64px;
  height: 64px;
  margin-bottom: 24px;
  border-radius: 18px;
  box-shadow: inset 0 0 0 1px rgba(255,255,255,.12), var(--shadow-sm);
}

.ap-s23-advantages .s23-advantage-icon svg {
  width: 38px;
  height: 38px;
  stroke-width: 2.4;
}

.ap-s23-advantages .s23-advantage-item strong {
  font-size: 20px;
}

.ap-s23-advantages .s23-advantage-item span {
  margin-top: 10px;
  font-size: 16px;
  line-height: 1.65;
}


/* ===== home_build 0.3.5: final visual polish of services + advantages ===== */

.ap-s23-services {
  padding-top: 92px;
}

.ap-strahovka23-base .s23-section-head--services {
  max-width: 700px;
}

.ap-s23-services .s23-services-grid {
  gap: 20px;
}

.ap-s23-services .s23-service-full {
  min-height: 500px;
  overflow: hidden;
  border-radius: var(--radius-lg);
}

.ap-s23-services .s23-service-photo {
  width: 100%;
  height: 230px;
  aspect-ratio: auto;
  object-fit: cover;
  border-bottom: 1px solid var(--c-border);
}

.ap-s23-services .s23-service-photo--osago {
  object-position: center 54%;
}

.ap-s23-services .s23-service-photo--kasko {
  object-position: center 57%;
}

.ap-s23-services .s23-service-photo--mortgage {
  object-position: center 70%;
}

.ap-s23-services .s23-service-photo--property {
  object-position: center 35%;
}

.ap-s23-services .s23-service-body {
  min-height: 270px;
  padding: 22px 24px 24px;
}

.ap-s23-services .s23-service-tag {
  width: fit-content;
  margin-bottom: 11px;
  padding: 6px 10px;
  border-radius: var(--radius-pill);
  background: var(--c-accent-soft);
  color: var(--c-accent);
  font-size: 12px;
  line-height: 1;
  font-weight: 850;
}

.ap-s23-services .s23-service-body h3 {
  font-size: 23px;
}

.ap-s23-services .s23-service-body p {
  margin-top: 10px;
}

.ap-s23-services .s23-service-full--wide {
  min-height: auto;
  padding: 26px 30px;
  grid-template-columns: 220px minmax(0, 1fr) auto;
  gap: 30px;
  background: var(--c-surface-2);
}

.ap-s23-services .s23-bpla-visual {
  width: 220px;
  min-width: 220px;
  height: 140px;
  background: var(--c-primary-soft);
}

.ap-s23-services .s23-bpla-visual svg {
  width: 190px;
  height: 122px;
}

.ap-s23-services .s23-bpla-visual .s23-bpla-drone,
.ap-s23-services .s23-bpla-visual .s23-bpla-shield {
  fill: none;
  stroke: var(--c-primary);
  stroke-width: 4;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ap-s23-services .s23-bpla-visual .s23-bpla-check {
  fill: none;
  stroke: var(--c-accent);
  stroke-width: 7;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ap-s23-services .s23-bpla-copy h3 {
  margin-top: 0;
}

.ap-s23-advantages {
  position: relative;
  overflow: hidden;
}

.ap-s23-advantages::before {
  content: "";
  position: absolute;
  width: 440px;
  height: 440px;
  right: -180px;
  top: -180px;
  border-radius: var(--radius-pill);
  background: var(--c-primary-soft);
  opacity: .34;
}

.ap-s23-advantages .s23-advantages-wrap {
  position: relative;
  z-index: 1;
  grid-template-columns: .92fr 1.08fr;
  gap: 64px;
}

.ap-s23-advantages .s23-advantages-copy {
  max-width: 610px;
}

.ap-s23-advantages .s23-advantages-copy h2 {
  max-width: 590px;
  font-size: clamp(38px, 3.4vw, 56px);
  line-height: 1.02;
}

.ap-s23-advantages .s23-advantages-copy > p {
  max-width: 54ch;
}

.ap-s23-advantages .s23-advantages-list {
  gap: 18px;
}

.ap-s23-advantages .s23-advantage-item {
  min-height: 210px;
  padding: 26px;
}

.ap-s23-advantages .s23-advantage-icon {
  width: 66px;
  height: 66px;
  margin-bottom: 22px;
  display: grid;
  place-items: center;
  border-radius: var(--radius);
  background: var(--c-surface-2);
  color: var(--c-primary);
  border: 1px solid var(--c-border);
  box-shadow: var(--shadow-sm);
}

.ap-s23-advantages .s23-advantage-icon svg {
  width: 43px;
  height: 43px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ap-s23-advantages .s23-advantage-icon .accent {
  stroke: var(--c-accent);
}

.ap-s23-advantages .s23-advantage-item strong {
  font-size: 19px;
}

.ap-s23-advantages .s23-advantage-item span {
  font-size: 15px;
  line-height: 1.58;
}

@media (max-width: 1120px) {
  .ap-s23-services .s23-service-full--wide {
    grid-template-columns: 180px minmax(0, 1fr);
  }

  .ap-s23-services .s23-service-full--wide button {
    grid-column: 2;
    justify-self: start;
  }

  .ap-s23-services .s23-bpla-visual {
    width: 180px;
    min-width: 180px;
  }
}

@media (max-width: 820px) {
  .ap-s23-advantages .s23-advantages-wrap {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .ap-s23-services .s23-service-photo {
    height: 210px;
  }

  .ap-s23-services .s23-service-full {
    min-height: auto;
  }

  .ap-s23-services .s23-service-full--wide {
    display: flex;
    padding: 20px;
  }

  .ap-s23-services .s23-bpla-visual {
    width: 100%;
    min-width: 0;
    height: 132px;
  }

  .ap-s23-advantages .s23-advantages-copy h2 {
    font-size: clamp(36px, 11vw, 48px);
  }
}


/* ===== home_build 0.3.6: KASKO visual replaced with tow truck ===== */

.ap-s23-services .s23-service-photo--osago {
  object-position: center 54%;
}

.ap-s23-services .s23-service-photo--kasko {
  object-position: center 52%;
}


/* ===== home_build 0.3.7: all service visuals are separate photographs ===== */

.ap-s23-services .s23-service-photo--osago { object-position: center 53%; }
.ap-s23-services .s23-service-photo--kasko { object-position: center 50%; }
.ap-s23-services .s23-service-photo--mortgage { object-position: center 50%; }
.ap-s23-services .s23-service-photo--property { object-position: center 52%; }

.ap-s23-services .s23-service-full--wide {
  grid-template-columns: 310px minmax(0, 1fr) auto;
  gap: 30px;
  align-items: center;
}

.ap-s23-services .s23-bpla-photo {
  width: 310px;
  height: 190px;
  display: block;
  object-fit: cover;
  object-position: center 45%;
  border-radius: var(--radius-lg);
  border: 1px solid var(--c-border);
  box-shadow: var(--shadow-sm);
}

@media (max-width:1120px){
  .ap-s23-services .s23-service-full--wide { grid-template-columns: 240px minmax(0, 1fr); }
  .ap-s23-services .s23-service-full--wide button { grid-column: 2; justify-self:start; }
  .ap-s23-services .s23-bpla-photo { width:240px; height:160px; }
}

@media (max-width:600px){
  .ap-s23-services .s23-service-full--wide { display:flex; }
  .ap-s23-services .s23-bpla-photo { width:100%; height:220px; }
}


/* ===== home_build 0.3.8: actual illustrated icons ===== */
.ap-s23-advantages .s23-advantage-icon--art {
  width: 92px;
  height: 92px;
  margin-bottom: 18px;
  display: grid;
  place-items: center;
  border: 0;
  border-radius: 0;
  background: none;
  box-shadow: none;
  overflow: visible;
}

.ap-s23-advantages .s23-advantage-icon--art img {
  width: 92px;
  height: 92px;
  display: block;
  object-fit: contain;
}

@media (max-width: 600px) {
  .ap-s23-advantages .s23-advantage-icon--art,
  .ap-s23-advantages .s23-advantage-icon--art img {
    width: 82px;
    height: 82px;
  }
}


/* ===== home_build 0.3.9: process block refresh ===== */
.ap-s23-process {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(600px 220px at 12% 18%, rgba(255, 108, 31, 0.08), transparent 62%),
    radial-gradient(520px 220px at 88% 6%, rgba(12, 51, 107, 0.08), transparent 58%),
    linear-gradient(180deg, #fbfaf7 0%, #ffffff 100%);
}

.ap-s23-process::before,
.ap-s23-process::after {
  content: "";
  position: absolute;
  border-radius: 999px;
  pointer-events: none;
  opacity: .55;
}

.ap-s23-process::before {
  width: 280px;
  height: 280px;
  right: -120px;
  top: -70px;
  background: radial-gradient(circle at center, rgba(255, 108, 31, 0.08), transparent 68%);
}

.ap-s23-process::after {
  width: 360px;
  height: 360px;
  left: -180px;
  bottom: -190px;
  background: radial-gradient(circle at center, rgba(12, 51, 107, 0.07), transparent 70%);
}

.ap-s23-process .s23-process-grid {
  position: relative;
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 18px;
  align-items: start;
}

.ap-s23-process .s23-process-step {
  position: relative;
  min-height: 280px;
  padding: 22px 22px 20px;
  border: 1px solid rgba(12, 51, 107, 0.08);
  border-radius: calc(var(--radius-lg) + 4px);
  background: rgba(255, 255, 255, 0.88);
  box-shadow: 0 18px 42px rgba(12, 31, 58, 0.08);
  backdrop-filter: blur(8px);
  overflow: visible;
}

.ap-s23-process .s23-process-step::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 4px;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--c-accent) 0%, rgba(255, 108, 31, 0.28) 100%);
}

.ap-s23-process .s23-process-step:not(:last-child)::after {
  content: "→";
  position: absolute;
  top: 42px;
  right: -14px;
  width: 28px;
  height: 28px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #fff;
  border: 1px solid rgba(12, 51, 107, 0.10);
  box-shadow: 0 10px 24px rgba(12, 31, 58, 0.08);
  color: var(--c-accent);
  font-size: 16px;
  font-weight: 900;
  z-index: 2;
}

.ap-s23-process .s23-process-step:nth-child(2),
.ap-s23-process .s23-process-step:nth-child(4) {
  transform: translateY(28px);
}

.ap-s23-process .s23-process-step-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.ap-s23-process .s23-process-badge {
  width: 58px;
  height: 58px;
  flex: 0 0 58px;
  display: grid;
  place-items: center;
  border-radius: 20px;
  color: #fff;
  font-size: 22px;
  line-height: 1;
  font-weight: 900;
  background: linear-gradient(135deg, #ff6c1f 0%, #ff8b2f 100%);
  box-shadow: 0 14px 26px rgba(255, 108, 31, 0.28);
}

.ap-s23-process .s23-process-icon {
  width: 58px;
  height: 58px;
  flex: 0 0 58px;
  display: grid;
  place-items: center;
  border-radius: 18px;
  color: var(--c-primary);
  background: rgba(12, 51, 107, 0.06);
  border: 1px solid rgba(12, 51, 107, 0.08);
}

.ap-s23-process .s23-process-icon svg {
  width: 28px;
  height: 28px;
  display: block;
}

.ap-s23-process .s23-process-step strong {
  display: block;
  margin-top: 24px;
  color: var(--c-primary);
  font-size: 19px;
  line-height: 1.22;
}

.ap-s23-process .s23-process-step p {
  margin: 12px 0 0;
  color: var(--c-text-muted);
  font-size: 15px;
  line-height: 1.62;
}

.ap-s23-process .s23-process-note {
  display: inline-flex;
  align-items: center;
  margin-top: 18px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(255, 108, 31, 0.09);
  color: var(--c-accent);
  font-size: 13px;
  line-height: 1;
  font-weight: 700;
}

.ap-s23-process .s23-process-cta {
  margin-top: 34px;
  padding: 28px 30px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  border: 1px solid rgba(12, 51, 107, 0.08);
  border-radius: calc(var(--radius-lg) + 6px);
  background:
    radial-gradient(220px 90px at 12% 18%, rgba(255, 108, 31, 0.12), transparent 72%),
    linear-gradient(135deg, #04162f 0%, #0c336b 100%);
  color: var(--c-on-inverse);
  box-shadow: 0 24px 50px rgba(4, 22, 47, 0.22);
}

.ap-s23-process .s23-process-cta > div {
  display: grid;
  gap: 8px;
}

.ap-s23-process .s23-process-cta strong {
  font-size: 24px;
}

.ap-s23-process .s23-process-cta span {
  font-size: 15px;
  line-height: 1.6;
}

.ap-s23-process .s23-process-cta-points {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 6px;
}

.ap-s23-process .s23-process-cta-points span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  font-size: 13px;
  line-height: 1;
  color: rgba(255, 255, 255, 0.96);
}

.ap-s23-process .s23-process-cta-points span::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #ff8b2f;
  box-shadow: 0 0 0 4px rgba(255, 139, 47, 0.12);
}

@media (max-width: 1120px) {
  .ap-s23-process .s23-process-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .ap-s23-process .s23-process-step:nth-child(2),
  .ap-s23-process .s23-process-step:nth-child(4) {
    transform: none;
  }

  .ap-s23-process .s23-process-step:nth-child(3)::after,
  .ap-s23-process .s23-process-step:last-child::after {
    display: none;
  }
}

@media (max-width: 820px) {
  .ap-s23-process .s23-process-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ap-s23-process .s23-process-step::after {
    display: none;
  }

  .ap-s23-process .s23-process-cta {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 600px) {
  .ap-s23-process .s23-process-grid {
    grid-template-columns: 1fr;
  }

  .ap-s23-process .s23-process-step {
    min-height: auto;
  }

  .ap-s23-process .s23-process-cta {
    margin-top: 24px;
    padding: 24px 22px;
  }
}


/* ===== Страховка 23: внутренние страницы ===== */
.ap-s23-inner {
  background: var(--c-surface);
  color: var(--c-text);
}
.ap-s23-inner .s23-shell { position: relative; }
.ap-s23-inner-hero {
  position: relative;
  overflow: hidden;
  padding: 76px 0 68px;
  background:
    radial-gradient(620px 360px at 92% 10%, rgba(255,100,26,.12), transparent 60%),
    radial-gradient(540px 300px at 8% 0%, rgba(8,45,91,.08), transparent 62%),
    var(--c-surface);
}
.ap-s23-inner-hero .s23-inner-hero-grid {
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(360px,.85fr);
  gap:64px;
  align-items:center;
}
.ap-s23-inner-hero .s23-inner-kicker {
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:8px 12px;
  border-radius:999px;
  background:var(--c-accent-soft);
  color:var(--c-accent);
  font-size:13px;
  font-weight:900;
  letter-spacing:.05em;
  text-transform:uppercase;
}
.ap-s23-inner-hero h1 {
  margin:18px 0 18px;
  color:var(--c-primary);
  font-family:var(--font-heading);
  font-size:clamp(46px,5vw,74px);
  line-height:.98;
  letter-spacing:-.05em;
  font-weight:900;
}
.ap-s23-inner-hero .s23-inner-lead {
  max-width:720px;
  margin:0;
  color:var(--c-text-muted);
  font-size:20px;
  line-height:1.62;
}
.ap-s23-inner-hero .s23-inner-actions {
  display:flex;
  flex-wrap:wrap;
  gap:14px;
  margin-top:30px;
}
.ap-s23-inner-hero .s23-inner-visual {
  position:relative;
  min-height:430px;
  border-radius:34px;
  overflow:hidden;
  background:var(--c-surface-2);
  box-shadow:0 28px 70px rgba(9,31,66,.16);
}
.ap-s23-inner-hero .s23-inner-visual img {
  width:100%;
  height:100%;
  min-height:430px;
  display:block;
  object-fit:cover;
}
.ap-s23-inner-hero .s23-inner-visual::after {
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(180deg,rgba(255,255,255,.02),rgba(8,45,91,.08));
  pointer-events:none;
}
.ap-s23-inner-hero .s23-inner-floating {
  position:absolute;
  left:22px;
  bottom:22px;
  max-width:280px;
  padding:16px 18px;
  border-radius:20px;
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(10px);
  box-shadow:0 16px 36px rgba(9,31,66,.14);
  z-index:2;
}
.ap-s23-inner-hero .s23-inner-floating strong {
  display:block;
  color:var(--c-primary);
  font-size:17px;
}
.ap-s23-inner-hero .s23-inner-floating span {
  display:block;
  margin-top:5px;
  color:var(--c-text-muted);
  font-size:13px;
  line-height:1.45;
}

.ap-s23-inner-section { padding:88px 0; }
.ap-s23-inner-section--soft { background:var(--c-surface-2); }
.ap-s23-inner-section--dark {
  background:linear-gradient(135deg,#04162f 0%,#0c336b 100%);
  color:#fff;
}
.ap-s23-inner .s23-inner-head {
  max-width:790px;
  margin-bottom:42px;
}
.ap-s23-inner .s23-inner-head--center {
  margin-inline:auto;
  text-align:center;
}
.ap-s23-inner .s23-inner-head span {
  display:inline-block;
  margin-bottom:10px;
  color:var(--c-accent);
  font-size:13px;
  font-weight:900;
  text-transform:uppercase;
  letter-spacing:.06em;
}
.ap-s23-inner .s23-inner-head h2 {
  margin:0;
  color:var(--c-primary);
  font-family:var(--font-heading);
  font-size:clamp(34px,4vw,56px);
  line-height:1.04;
  letter-spacing:-.04em;
}
.ap-s23-inner-section--dark .s23-inner-head h2 { color:#fff; }
.ap-s23-inner .s23-inner-head p {
  margin:16px 0 0;
  color:var(--c-text-muted);
  font-size:18px;
  line-height:1.65;
}
.ap-s23-inner-section--dark .s23-inner-head p { color:rgba(255,255,255,.72); }

.ap-s23-inner .s23-card-grid {
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px;
}
.ap-s23-inner .s23-card {
  padding:28px;
  border:1px solid var(--c-border);
  border-radius:26px;
  background:var(--c-surface);
  box-shadow:var(--shadow-sm);
}
.ap-s23-inner .s23-card-icon {
  width:54px;
  height:54px;
  display:grid;
  place-items:center;
  margin-bottom:22px;
  border-radius:18px;
  background:var(--c-accent-soft);
  color:var(--c-accent);
}
.ap-s23-inner .s23-card-icon svg {
  width:30px;height:30px;fill:none;stroke:currentColor;stroke-width:2.3;
  stroke-linecap:round;stroke-linejoin:round;
}
.ap-s23-inner .s23-card strong {
  display:block;
  color:var(--c-primary);
  font-size:20px;
  line-height:1.2;
}
.ap-s23-inner .s23-card p {
  margin:10px 0 0;
  color:var(--c-text-muted);
  font-size:15px;
  line-height:1.62;
}

.ap-s23-inner .s23-split {
  display:grid;
  grid-template-columns:.9fr 1.1fr;
  gap:64px;
  align-items:start;
}
.ap-s23-inner .s23-highlight {
  padding:30px;
  border-radius:28px;
  background:linear-gradient(135deg,var(--c-primary) 0%,#0f467f 100%);
  color:#fff;
  box-shadow:0 24px 54px rgba(8,45,91,.18);
}
.ap-s23-inner .s23-highlight strong {
  display:block;font-size:27px;line-height:1.1;
}
.ap-s23-inner .s23-highlight p {
  margin:12px 0 0;color:rgba(255,255,255,.78);line-height:1.65;
}
.ap-s23-inner .s23-check-list { display:grid;gap:12px; }
.ap-s23-inner .s23-check {
  display:grid;
  grid-template-columns:36px 1fr;
  gap:14px;
  align-items:start;
  padding:18px 20px;
  border-radius:20px;
  background:var(--c-surface);
  border:1px solid var(--c-border);
}
.ap-s23-inner .s23-check i {
  width:36px;height:36px;display:grid;place-items:center;border-radius:50%;
  background:var(--c-accent-soft);color:var(--c-accent);font-style:normal;font-weight:900;
}
.ap-s23-inner .s23-check strong { display:block;color:var(--c-primary);font-size:17px; }
.ap-s23-inner .s23-check span { display:block;margin-top:5px;color:var(--c-text-muted);line-height:1.55;font-size:14px; }

.ap-s23-inner .s23-steps {
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:14px;
}
.ap-s23-inner .s23-step {
  position:relative;
  padding:24px;
  border-radius:24px;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.12);
}
.ap-s23-inner .s23-step b {
  display:grid;place-items:center;width:48px;height:48px;border-radius:16px;
  background:var(--c-accent);color:#fff;font-size:17px;
}
.ap-s23-inner .s23-step strong { display:block;margin-top:20px;font-size:18px;color:#fff; }
.ap-s23-inner .s23-step p { margin:8px 0 0;color:rgba(255,255,255,.68);font-size:14px;line-height:1.55; }

.ap-s23-inner .s23-faq { display:grid;gap:12px;max-width:940px;margin:0 auto; }
.ap-s23-inner .s23-faq details {
  border:1px solid var(--c-border);
  border-radius:20px;
  background:var(--c-surface);
  overflow:hidden;
}
.ap-s23-inner .s23-faq summary {
  position:relative;
  list-style:none;
  cursor:pointer;
  padding:20px 58px 20px 22px;
  color:var(--c-primary);
  font-weight:800;
  font-size:17px;
}
.ap-s23-inner .s23-faq summary::-webkit-details-marker { display:none; }
.ap-s23-inner .s23-faq summary::after {
  content:"+";
  position:absolute;right:20px;top:50%;transform:translateY(-50%);
  width:30px;height:30px;display:grid;place-items:center;border-radius:50%;
  background:var(--c-accent-soft);color:var(--c-accent);font-size:20px;
}
.ap-s23-inner .s23-faq details[open] summary::after { content:"−"; }
.ap-s23-inner .s23-faq .s23-faq-answer {
  padding:0 22px 22px;
  color:var(--c-text-muted);
  line-height:1.65;
  font-size:15px;
}

.ap-s23-inner .s23-inner-cta {
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:28px;
  padding:34px 38px;
  border-radius:30px;
  background:linear-gradient(135deg,#071b38 0%,#0a376c 100%);
  color:#fff;
  box-shadow:0 28px 64px rgba(6,27,56,.20);
}
.ap-s23-inner .s23-inner-cta strong { display:block;font-size:28px;line-height:1.1; }
.ap-s23-inner .s23-inner-cta p { margin:10px 0 0;color:rgba(255,255,255,.72);line-height:1.55; }

.ap-s23-home-agent { padding:92px 0;background:var(--c-surface-2); }
.ap-s23-home-agent .s23-agent-grid {
  display:grid;grid-template-columns:420px 1fr;gap:64px;align-items:center;
}
.ap-s23-home-agent .s23-agent-photo {
  position:relative;overflow:hidden;border-radius:34px;box-shadow:0 30px 70px rgba(8,45,91,.16);
}
.ap-s23-home-agent .s23-agent-photo img { width:100%;height:520px;display:block;object-fit:cover;object-position:center 22%; }
.ap-s23-home-agent .s23-agent-copy h2 {
  margin:12px 0 18px;color:var(--c-primary);font-size:clamp(38px,4vw,58px);line-height:1.02;letter-spacing:-.04em;
}
.ap-s23-home-agent .s23-agent-copy p { color:var(--c-text-muted);font-size:18px;line-height:1.7; }
.ap-s23-home-agent .s23-agent-name { margin-top:24px;padding-top:20px;border-top:1px solid var(--c-border); }
.ap-s23-home-agent .s23-agent-name strong { color:var(--c-primary);font-size:21px; }
.ap-s23-home-agent .s23-agent-name span { display:block;margin-top:4px;color:var(--c-text-muted); }

.ap-s23-home-faq { padding:92px 0;background:var(--c-surface); }
.ap-s23-home-contact { padding:86px 0;background:var(--c-surface-2); }
.ap-s23-home-contact .s23-contact-panel {
  display:grid;grid-template-columns:1fr auto;gap:36px;align-items:center;
  padding:34px 38px;border-radius:30px;background:linear-gradient(135deg,#061a37,#0b376c);color:#fff;
}
.ap-s23-home-contact .s23-contact-panel strong { display:block;font-size:30px;line-height:1.1; }
.ap-s23-home-contact .s23-contact-panel p { margin:10px 0 0;color:rgba(255,255,255,.74);line-height:1.55; }
.ap-s23-home-contact .s23-contact-actions { display:flex;flex-wrap:wrap;gap:10px;justify-content:flex-end; }
.ap-s23-home-contact .s23-contact-actions a {
  display:inline-flex;align-items:center;justify-content:center;padding:14px 18px;border-radius:999px;
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.16);color:#fff;text-decoration:none;font-weight:800;
}

.ap-s23-contact-page .s23-contact-grid {
  display:grid;grid-template-columns:420px 1fr;gap:56px;align-items:start;
}
.ap-s23-contact-page .s23-contact-photo img {
  width:100%;height:520px;object-fit:cover;object-position:center 20%;border-radius:32px;
}
.ap-s23-contact-page .s23-contact-card {
  padding:32px;border-radius:28px;background:var(--c-surface-2);border:1px solid var(--c-border);
}
.ap-s23-contact-page .s23-contact-card h2 { margin:0 0 16px;color:var(--c-primary);font-size:34px; }
.ap-s23-contact-page .s23-contact-line { padding:14px 0;border-bottom:1px solid var(--c-border); }
.ap-s23-contact-page .s23-contact-line:last-child { border-bottom:0; }
.ap-s23-contact-page .s23-contact-line span { display:block;color:var(--c-text-muted);font-size:13px; }
.ap-s23-contact-page .s23-contact-line a,.ap-s23-contact-page .s23-contact-line strong { display:block;margin-top:4px;color:var(--c-primary);font-size:18px;text-decoration:none; }

.ap-s23-legal { padding:72px 0;background:var(--c-surface); }
.ap-s23-legal .s23-legal-prose { max-width:900px;margin:0 auto;color:var(--c-text);line-height:1.75;font-size:16px; }
.ap-s23-legal h1 { color:var(--c-primary);font-size:44px;line-height:1.05; }
.ap-s23-legal h2 { margin-top:42px;color:var(--c-primary);font-size:28px; }
.ap-s23-legal ul { padding-left:22px; }
.ap-s23-404 { min-height:70vh;display:grid;place-items:center;padding:70px 0;background:var(--c-surface);text-align:center; }
.ap-s23-404 .s23-404-code { color:var(--c-accent);font-size:90px;font-weight:900;line-height:1; }
.ap-s23-404 h1 { margin:12px 0;color:var(--c-primary);font-size:48px; }
.ap-s23-404 p { max-width:580px;margin:0 auto 26px;color:var(--c-text-muted);font-size:18px;line-height:1.6; }

@media (max-width:1000px) {
  .ap-s23-inner-hero .s23-inner-hero-grid,
  .ap-s23-home-agent .s23-agent-grid,
  .ap-s23-contact-page .s23-contact-grid { grid-template-columns:1fr; }
  .ap-s23-inner .s23-card-grid { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .ap-s23-inner .s23-steps { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .ap-s23-inner .s23-split { grid-template-columns:1fr;gap:36px; }
}
@media (max-width:700px) {
  .ap-s23-inner-hero { padding:54px 0 46px; }
  .ap-s23-inner-hero .s23-inner-hero-grid { gap:32px; }
  .ap-s23-inner-hero .s23-inner-visual,
  .ap-s23-inner-hero .s23-inner-visual img { min-height:300px; }
  .ap-s23-inner-section { padding:62px 0; }
  .ap-s23-inner .s23-card-grid,
  .ap-s23-inner .s23-steps { grid-template-columns:1fr; }
  .ap-s23-inner .s23-inner-cta,
  .ap-s23-home-contact .s23-contact-panel { flex-direction:column;display:flex;align-items:flex-start;padding:28px 24px; }
  .ap-s23-home-agent .s23-agent-photo img,
  .ap-s23-contact-page .s23-contact-photo img { height:430px; }
  .ap-s23-home-contact .s23-contact-actions { justify-content:flex-start; }
}


/* ===== home_build 0.3.12: preserve approved service-card colors ===== */
.ap-s23-services .s23-service-full h3 a,
.ap-s23-services .s23-bpla-copy h3 a {
  color: var(--c-primary) !important;
  text-decoration: none !important;
}

.ap-s23-services .s23-service-full h3 a:hover,
.ap-s23-services .s23-service-full h3 a:focus,
.ap-s23-services .s23-bpla-copy h3 a:hover,
.ap-s23-services .s23-bpla-copy h3 a:focus {
  color: var(--c-primary) !important;
  text-decoration: none !important;
}


/* ===== update 0.3.13: MAX header icon fix ===== */
.ap-s23-header .s23-messenger--max {
  width: 42px !important;
  height: 42px !important;
  padding: 0 !important;
  overflow: hidden;
  border-radius: 14px !important;
  background: transparent !important;
}

.ap-s23-header .s23-messenger--max .s23-max-icon-img {
  width: 42px !important;
  height: 42px !important;
  display: block !important;
  object-fit: contain !important;
  object-position: center !important;
  border-radius: 14px !important;
  transform: none !important;
}

@media (max-width: 640px) {
  .ap-s23-header .s23-messenger--max,
  .ap-s23-header .s23-messenger--max .s23-max-icon-img {
    width: 38px !important;
    height: 38px !important;
  }
}

/* Собственная форма после удаления КОМБАЙНа */
/* Страховка 23 — служебный frontend */
body.s23c-modal-open{overflow:hidden!important}

.s23c-modal{
  position:fixed;inset:0;z-index:999999;display:none;
  align-items:center;justify-content:center;padding:18px;
  font-family:Inter,Arial,sans-serif
}
.s23c-modal.is-open{display:flex}
.s23c-modal__backdrop{position:absolute;inset:0;background:rgba(4,20,40,.70);backdrop-filter:blur(6px)}
.s23c-modal__dialog{
  position:relative;z-index:1;width:min(560px,100%);max-height:calc(100vh - 36px);overflow:auto;
  padding:30px;border:1px solid rgba(8,45,91,.12);border-radius:28px;background:#fffdf9;
  color:#10243d;box-shadow:0 28px 90px rgba(4,20,40,.28)
}
.s23c-modal__close{
  position:absolute;right:15px;top:13px;width:38px;height:38px;border:0;border-radius:50%;
  background:#eef3f8;color:#082d5b;font:700 27px/1 Arial,sans-serif;cursor:pointer
}
.s23c-modal__brand{padding-right:50px;margin-bottom:18px}
.s23c-modal__brand img{display:block;width:190px;max-width:60%;height:auto}
.s23c-modal h2{margin:0 0 9px;color:#082d5b;font-size:34px;line-height:1.05;font-weight:900;letter-spacing:-.03em}
.s23c-modal__intro{margin:0 0 22px;color:#647184;font-size:15px;line-height:1.55}
.s23c-form{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.s23c-field{display:grid;gap:6px}
.s23c-field span{color:#10243d;font-size:13px;font-weight:800}
.s23c-field input,.s23c-field textarea{
  width:100%;min-height:48px;padding:11px 13px;border:1px solid #dce3ea;border-radius:13px;
  background:#fff;color:#10243d;font:500 15px/1.35 Inter,Arial,sans-serif;outline:none
}
.s23c-field textarea{min-height:84px;resize:vertical}
.s23c-field input:focus,.s23c-field textarea:focus{border-color:#082d5b;box-shadow:0 0 0 3px rgba(8,45,91,.08)}
.s23c-field:nth-of-type(4){grid-column:1/-1}
.s23c-consent{grid-column:1/-1;display:flex;gap:9px;align-items:flex-start;color:#647184;font-size:12px;line-height:1.45}
.s23c-consent input{margin-top:2px}
.s23c-consent a{color:#082d5b!important;text-decoration:underline}
.s23c-submit{
  grid-column:1/-1;min-height:54px;border:0;border-radius:16px;background:#ff641a;color:#101820;
  font:900 16px/1 Inter,Arial,sans-serif;cursor:pointer;box-shadow:0 14px 30px rgba(255,100,26,.20)
}
.s23c-submit:disabled{opacity:.65;cursor:wait}
.s23c-status{grid-column:1/-1;min-height:0;font-size:13px;font-weight:700}
.s23c-status.is-success{padding:10px 12px;border-radius:12px;background:#eaf8ee;color:#17672c}
.s23c-status.is-error{padding:10px 12px;border-radius:12px;background:#fff0ee;color:#9b261c}
.s23c-hp{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}